| INSURANCE COVERAGE |
Required for Low Risk |
Required for High Risk |
|
| General Liability |
|
|
|
| Each Occurrence |
$1,000,000.00 |
$1,000,000.00 |
|
| General Aggregate |
$1,000,000.00 |
$2,000,000.00 |
|
| Personal & Adv Injury |
$1,000,000.00 |
$1,000,000.00 |
|
| Products-Comp/Op Agg |
$1,000,000.00 |
$1,000,000.00 |
|
| Auto Liability* |
$1,000,000.00 |
$1,000,000.00 |
Combined single limit |
| Excess or Umbrella Liability |
|
|
|
| Each Occurrence |
-0- |
$2,000,000.00 |
|
| Aggregate |
-0- |
$2,000,000.00 |
|
| Workers Compensation |
|
|
|
| EL-Each Accident |
$500,000.00 |
$500,000.00 |
|
| EL-Diseased-Each Employee |
$500,000.00 |
$500,000.00 |
|
| EL Disease - Policy Limit |
$500,000.00 |
$500,000.00 |
|
|
*Vendors who do not own a company vehicle will provide $1,000,000.00 ‘Non-Owned’ auto coverage. Example: a vendor drives a personal vehicle for work purposes or rents a vehicle for work purposes.
|
|
D&F requires that all vendors with one or more employees have Workers Compensation Insurance regardless of state statute.
|
|
Additional Insured for Low Risk: "Management entity", D&F Payroll Agent, Inc. and the owner(s) of the property(ies) where the work is performed are additional insured on the GL & Auto. (Correct management entity will be provided by RMIS and will vary by state)
|
|
Additional Insured & Waiver of Subrogation for High Risk: "Management entity", D&F Payroll Agent, Inc. and the owner(s) of the property(ies) where the work is performed are additional insured on the GL & Auto and a Waiver of Subrogation applies in their favor on the WC. (Correct management entity will be provided by RMIS and will vary by state)
|
Certificate Holder box must list:
Drucker & Falk
c/o Registry Monitoring Insurance Services
5703 Corsa Avenue, 1st Floor
Westlake Village, CA 91362
|
| Appliance Contract Repair |
Florist Delivery |
Office Supplies w/Delivery |
| Appliance Delivery |
Furniture New w/Delivery |
Painting - Interior |
| Cabinetry |
Furniture/Appliance Rental w/delivery |
Playground Installation |
| Cable Satellite Onsite |
Glass Replacement |
Pressure Washing |
| Carpet Cleaning |
Golf Cart – New & Repair |
Security Equipment/Install |
| Caterer |
Interior Design |
Sewer/Drain Cleaning |
| Countertop/Tile Refinishing & Repair |
Janitorial Service |
Signage w/Installation |
| Drive/Street/Sidewalk Repairs |
Landscaping - Contract |
Software/Computer - Repairs |
| Dumpster Rental |
Laundry |
Swimming Pool – Repairs |
| Entertainment for Community Functions |
Leak Detection |
Telephone - Repair |
| Exterminating - Contract |
Locksmith |
Temporary Staffing |
| Fitness Equip Install & Repair |
Maint Repair Supplies w/Delivery |
Towing |
| Fitness Instructor |
Maintenance & Repair Service |
Trash Removal |
| Fire Extinguisher Testing/Replacement |
Movers |
Utility – Propane Delivery |
| Flooring – Repair/Replace |
Office Equip – Onsite Repair/Maintenance |
Vending |